How To Get Affordable Individual And Family Health Insurance

An affordable individual and family health insurance plan is an insurance plan provided only to individuals and their families, unlike the group insurance plans offered to employers or other organizations. Not everyone has the option of getting an employer-sponsored group health insurance plan, and not everyone belongs to an organization that offers group health insurance [...]

Pre-Existing Conditions And How They Can Affect Your Individual Health Insurance

There are nearly four million Texans with some type of “pre-existing medical condition.” Besides having difficulty obtaining health insurance, these Texans may experience other insurance-related problems, including claim denials, higher premiums, cancellations, or refusals to renew their policies.

Before issuing a policy, health insurance companies offering individual policies evaluate certain information about you to determine how [...]

Get a Cheap Health Insurance Quote the Quick and Easy Way

Health care costs are sky high, and consequently so are health insurance rates. So how can you get a cheap health insurance quote? Here’s how …
Cheap Health Insurance Plans

The cheapest health insurance plans are Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Point-of-Service plans (PPOs).
HMOs

HMOs are the least expensive of the health insurance plans. [...]

The Hidden Sting of COBRA In Texas Health Insurance

If you lose your job anywhere in the US, including Texas, one of the many questions you’ll have is: “Will I lose my health coverage, too?” If you’re an employee at a company that has 20 or more employees, and you leave your group plan for reasons other than gross negligence, you’ll be offered COBRA [...]

Why Health Insurance Is Important To Young Individuals In Texas

Young individuals in Dallas, Houston and throughout Texas are a pretty healthy group in general, but going without health insurance interferes with their access to the health care system, introduces barriers to care when it’s needed, and leaves young individuals and their families at risk for high out-of-pocket costs in the face of severe illness [...]

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